The Bureau of Labor Statistics reports that computer and information research scientists have a median annual salary of $140,910, while computer network architects have a median salary of $130,390, and network and computer systems administrators earn $96,800. BLS also reports that many other professionals in the fields of IT and tech also earn around $100K or more.
Because workers in these industries have high salaries, the stakes are very high when they have a long-term disability claim. Unfortunately, insurers are also prone to denying their claims because they are so costly.
That’s why it’s critical for IT and tech workers to get help from an Atlanta long-term disability lawyer who is familiar with these types of claims and who can provide assistance both with an initial application as well as with a benefits denial.
Julie A. Rice Law has helped many IT workers to get the benefits they deserve, so give us a call today to schedule a consultation and learn more about how we can help you.
Why do IT and tech workers get their disability claims denied?
There are a few primary reasons why IT and tech workers face challenges in getting long-term disability benefits when they are entitled to receive them. Here are some of the biggest obstacles standing in the way:
- Misconceptions about the job: Many disability insurance providers view IT work as a sedentary job that requires limited physical abilities. As a result, they assume it’s possible to do the job even when suffering from serious medical conditions.
- Injuries may not always be very visible: IT and computer workers may develop vision problems due to looking at screens constantly, mental health issues resulting from high-stress work environments, and repetitive stress injuries. These injuries can sometimes be harder to objectively prove.
- High pay: Because these types of professions have high salaries, long-term disability insurance providers are often reluctant to pay out claims.
It’s also important to note whether the policy is an any occupation or own occupation policy. An any occupation policy will provide coverage only if you cannot do any job, while an own occupation policy provides coverage if you cannot do an IT job similar to the one you were doing when you became disabled.
How can an IT and tech workers’ long-term disability claim denial lawyer help you?
An attorney who specializes in representing IT and tech workers in long-term disability claims can provide invaluable assistance in helping you with your claim.
At Julie A. Rice Law, we have successfully helped many IT workers get the benefits that they need and deserve. Our firm will:
- Assist with reviewing your coverage to determine if you have an own occupation or any occupation policy, and to help you determine if your disability is covered
- Help you put together strong documentation of your injuries, including mental strain caused by highly technical work in a complex industry
- Assist you in responding quickly to denials and submitting internal appeals, including appeals that are in full compliance with ERISA requirements, if you have a workplace policy
- Representing you in court if internal appeals don’t result in benefits being paid.
Contact an Atlanta long-term disability benefits lawyer today
If you work in IT or any technical field and you have experienced a long-term disability denial, call Julie A. Rice Law today. Our Atlanta long-term disability lawyers will fight hard to get you the money you both need and deserve after you paid premiums to protect you in case work became impossible.