Working in sales is a physically demanding job, and being in an executive position in any industry can require long hours and intense mental energy. These jobs in sales can pay well, though, with the Bureau of Labor Statistics reporting that leaders in their field often earn salaries of $100,000 or more.
Unfortunately, sales professionals and executives may sometimes develop disabling conditions that make work impossible. If you are a professional in this industry and have long-term disability insurance that should cover you in these difficult situations, you’ll rightfully expect your insurer to pay promised benefits.
Unfortunately, that does not always happen. Many sales professionals and executives find that their claim is denied. If this happens to you, an Atlanta long-term disability benefits attorney can help.
Julie A. Rice Law has a solid history of advocating for sales professionals and executives who have been treated unfairly by long-term disability lawyers. Whether your policy is an individual plan or a workplace policy covered by ERISA, our firm can fight for you to get the benefits you deserve. Give us a call today to learn more.
When do sales professionals and executives qualify for long-term disability coverage?
Many of the tasks sales professionals and executives routinely perform require both physical and mental skills.
- Sales professionals may have to travel, which can put strain on the body and be difficult with certain physical conditions.
- Strong mental acuity is also required, as sales professionals must be able to promote their product line effectively and respond to customer needs.
If you are a sales professional and you develop a physical or mental disability that impacts your ability to perform these or other work duties, you may be entitled to claim long-term disability benefits — if you have disability insurance through work or if you purchased it privately.
You will need to show your disability is covered, though, and that it impairs you from working. If you have any occupation policy, you’ll simply need to demonstrate that your medical issues prevent you from working in your sales job, while if you have your own occupation policy, you’ll have to show you can’t do any work due to your disabling health issues.
If you are experiencing a mental health issue that impacts your ability to continue sales work, you should also be aware that many long-term disability policies impose stricter limits on when and how long you can receive benefits.
How an Atlanta long-term disability lawyer can help sales professionals and executives after a denied claim
It can be difficult for sales professionals and executives to qualify for long-term disability coverage for many reasons, including the fact that insurers often believe sales jobs doesn’t require much physical stamina, so can be done with a disability, and the fact that insurers often don’t want to pay benefits to high-skilled and well-compensated professionals, including sales executives.
An Atlanta long-term disability lawyer can assist in putting together a strong claim to maximize your chances of getting your benefits approved and can also help you if your application has been denied.
Julie A. Rice Law will guide you through the internal appeals process and represent you in court, whether your claim is covered under ERISA because it is a workplace plan, or whether you are fighting for benefits under coverage bought as an individual.
Our firm has successfully represented many sales professionals and executives, and we know how to present compelling evidence and arguments showing that your medical issues impact your ability to be successful in this competitive field. Give us a call today to schedule a consultation and learn more about how we can help.