Working in law enforcement can be both rewarding and stressful. Unfortunately, becoming sick or injured can make it difficult or impossible for you to continue in this field. If this happens to you, you need to understand your options for getting benefits.
In many cases, law enforcement officials are covered by a long-term disability policy that their employer purchased, or that they purchased themselves to protect their finances in case of illness or injury. Unfortunately, long-term disability insurers do not always provide the promised payments, despite the fact that the insurer should be there for you in your time of need.
An Atlanta long-term disability lawyer at Julie A. Rice Law can provide invaluable help if you are a law enforcement official who has had a benefits claim denied. Give us a call today to schedule a consultation and learn more.
Types of law enforcement long-term disability claim denials we can help with
At Julie A. Rice Law, our firm has represented many different law enforcement professionals with disability benefit claims. We have successfully helped:
- Police officers
- Sheriffs deputies
- State troopers
- Prison officers
- Detectives
- Criminal investigators
- Game wardens
- Highway patrol professionals
- County law enforcement officials
- FBI agents
We provide assistance to these and other law enforcement professionals who are suffering from all types of disabling conditions, including illnesses, back injuries, neck injuries, knee injuries, injuries resulting from motor vehicle accidents, and stress-induced disabilities such as post-traumatic stress disorder.
How can an Atlanta long-term disability lawyer help law enforcement officials?
Julie A. Rice Law will provide the support and guidance that you need during the appeals process to maximize the chances of turning a denial into an approved claim.
We’ll start by working with you to understand the reason for the denial, as well as what laws govern your claim. If you have a long-term disability plan through work, for example, ERISA regulations may apply and will control the ways in which you pursue your case.
Our firm will carefully review the reasons why your insurer denied your claim, as well as the terms of your policy that can affect your benefits.
For example, many long-term disability policies limit how long you can get benefits if you have a mental health condition, and some policies provide benefits if you can’t work in law enforcement anymore, while others will offer you benefits only if you cannot do any job, and not just your particular job.
Based on your health status and the details of your policy, we’ll work with you to put together a solid appeal, navigate the internal appeals process, and ensure you submit strong evidence to show you have a covered disability. We are often successful at getting the insurance company to overturn its decision and give you the benefits you deserve.
If you’ve exhausted internal appeals, our firm is also prepared and ready to fight for you in federal court, as we are experienced litigators who have successfully helped clients in many ERISA cases and other claims arising out of unfair denials on an individual disability benefits plan.
To find out more about the assistance we can offer and the ways in which we can put our legal knowledge to work on your case, give us a call today.