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July 2018

There is a 26 percent chance long-term disability will be needed

Many workers obtain life insurance once they become parents. However, according to one report, there is a greater likelihood that one will suffer a serious injury or illness rather than die before retirement. It is in these situations that long-term disability becomes a safety net for primary wage-earners. Georgia residents who have experienced these uncertain events can attest to the value of these types of policies.

Continue reading There is a 26 percent chance long-term disability will be needed

There is a 26 percent chance long-term disability will be needed

Many workers obtain life insurance once they become parents. However, according to one report, there is a greater likelihood that one will suffer a serious injury or illness rather than die before retirement. It is in these situations that long-term disability becomes a safety net for primary wage-earners. Georgia residents who have experienced these uncertain events can attest to the value of these types of policies.

According to the Social Security Administration, the average 20-year-old male worker faces a greater than 25 percent chance of suffering an illness or accident that results in the inability to work for an average of three years. Conversely, the same worker only faces slightly higher than a 7 percent chance of dying young. As such, it highlights the need for workers to access a stream of income for these periods. There are two ways to acquire these types of insurance — through one’s employer or the independent marketplace. There are pros and cons to each.

Continue reading There is a 26 percent chance long-term disability will be needed

Truck accidents happen for many reasons: Many are avoidable

If you spend any amount of time driving on the interstate, you’ll come to find your vehicle in close proximity to commercial trucks. There is no way around this, so you need to become familiar with the best way to share the road.

Car-truck accidents happen for many reasons. There are things you can do to improve your safety, however, you don’t have control over what truck drivers are doing when they are behind the wheel.

Continue reading Truck accidents happen for many reasons: Many are avoidable

Georgia officer justified in shooting pet involved in dog attack

One of the strongest inter-species bonds is the one between people and their pets. Unfortunately, though the majority of dogs are devoted family members, there are countless reports of animals being involved in vicious attacks on people. One recent dog attack resulted in a child suffering bite wounds and a Georgia officer being forced to defend himself.

Continue reading Georgia officer justified in shooting pet involved in dog attack

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